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Many Australians experience financial challenges during their lifetime, and this is generally considered a natural fluctuation in our finances. But what if you’re unable to address these challenges yourself, but at the same time, you don’t want to file for

There’s no question that financial difficulties can inflict a lot of stress and anxiety in our lives. Endlessly worrying about how you’re going to pay your bills not only makes you apprehensive, but also puts stress on your relationships, your

Personally, I find there’s nothing more discomforting than being cold. Originating from Queensland, I’m used to the humid sun and it doesn’t worry me much, but the cold hits me like a tonne of bricks! Like many of you, my

Declaring bankruptcy certainly isn’t the end of the world, but it does have severe repercussions that will have a bearing on your finances in the years to come. I’ve discovered that in many cases, focusing efforts on creating a bright

The majority of Australian’s have only truly contemplated bankruptcy when playing a game of Monopoly with their buddies! Despite this, there are approximately 13,000 people that file for bankruptcy each year in Australia. It’s uncanny how rapidly individuals can go

Nobody likes to consider bankruptcy, which is understandable since bankruptcy will affect your financial condition for years to follow. This may be one of the reasons why many people don’t seek financial assistance in times of need, because they are

For most Australian adults, debt is a part of our everyday lives. Whether or not you intend to enhance your skills by earning a degree, purchase a house for your family, or purchase a vehicle so your family has transportation,

Whether we understand it or not, our credit report has a significant effect on our lives. It’s sort of like our health; we don’t treasure good health until we lose it. Most people don’t even know they have a bad

There’s no doubt that your 20’s is a very memorable period of your life. There’s a nervous but gratifying sensation about becoming an adult, moving out of home, and being financially self-reliant. Whether or not you kicked off a career,

We all have a pretty good understanding that weddings can be an expensive exercise, but do you actually understand just how much the average wedding costs in Australia? A bit over $36,000, according to Australia’s Money Smart website. And that